Juan David Espinosa

Juan David Espinosa is an insurance and risk management professional with more than 20 years of experience in property and casualty insurance, risk advisory, and insurance program design. He is the Vice President and Co-Founder of E&S Insurance, an independent insurance agency specializing in tailored insurance solutions for both personal and commercial clients.

Since co-founding E&S Insurance in 2004, Juan has played a central role in growing the firm into a trusted risk advisory partner representing many of the nation’s most respected insurance carriers. The agency currently supports more than 4,000 businesses and over 5,000 personal insurance clients. His expertise includes insurance program structuring, risk assessment, and helping organizations and individuals design insurance strategies that effectively balance risk protection with financial efficiency.

Juan holds a Bachelor’s degree in Business Finance and an Executive MBA from Florida Gulf Coast University. He also earned a Master’s degree in Enterprise Risk Management from Columbia University, where he developed the online course Insurance Risk Management for the Master’s in Enterprise Risk Management program.

With a unique combination of academic training and practical industry experience, Juan brings a strategic perspective to risk management that bridges theory and real-world application. His work focuses on helping clients anticipate risk, strengthen resilience, and make informed decisions that protect what matters most while supporting long-term financial stability and growth.