Crystal Zuo

Crystal Zuo is a risk management practitioner and educator with over seven years of experience across global investment banks and international organizations. Graduated as a top-five graduate of the Enterprise Risk Management program, she focuses on applying risk frameworks to complex financial markets and regulated trading environments.

Crystal currently serves as a Market Risk Manager at Morgan Stanley, where she provides market and credit risk coverage for OTC derivatives trading across equity, rates, credit, fx, and commodities. Her work focuses on evaluating complex derivative risk, stress testing, limit governance, and partnering closely with sales and trading desks to support disciplined risk-taking within regulatory constraints.

Previously, Crystal spent five years at Goldman Sachs, supporting both Sales & Trading and Asset Management businesses. Her roles covered fixed income derivatives product and valuation control and private wealth management trading. Her experience spans market risk, credit risk, operational risk, and investment risk management, with a strong foundation in securities trading, asset pricing, trading lifecycle controls, and financial regulation within a global banking environment.

Beyond that, Crystal worked with the United Nations Multi-Partner Trust Fund Office, contributing to risk and financial analysis in a multi-stakeholder, policy-driven environment supporting international development initiatives.

Crystal has been actively involved in ERM teaching for multiple years, serving as a teaching associate across multiple ERM courses. Her teaching emphasizes the practical application of enterprise risk management and regulatory frameworks in real-world market contexts. She is also an active industry mentor, working closely with students to help them identify areas of interest, navigate career decisions, and develop long-term career paths in risk management and financial markets.