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Sudeep Arora

Chief Credit Officer, Cross River Bank

Sudeep has more than twenty-five years of experience in multiple types of risk management across consumer and commercial banking segments and the application of advanced modeling across multiple lines of business. He is currently the Chief Credit Officer at Cross River Bank, a financial services and technology infrastructure provider that powers lending and payments for some of the leading FinTechs.

Prior to joining Cross River Bank, Sudeep was the Chief Risk Officer of Cards, Payments, and the Private Banking Businesses at Barclays, with responsibility for portfolios in the US, UK, and Germany, as well as Head of Model Control for Barclays International covering wholesale, retail, and pricing models. Sudeep has held senior roles at Freddie Mac, Bank of America, Citigroup, Standard Chartered Bank, and American Express. Sudeep also serves on the advisory board of an early-stage start-up Grow Credit, recently listed as a 2022 Forbes 50 Fintech. Sudeep received his master’s and Ph.D. in Economics from Purdue University.


  • Ph.D., Economics, Purdue University
  • M.S., Economics, Purdue University
  • B.A., Economics, University of Delhi