Steve Lindo is a financial risk manager with over 30 years’ experience managing risks in trading portfolios, banking, funding and ALM. His current role is Principal of SRL Advisory Services, an independent consulting firm specializing in risk governance, education and strategy, risk data management, regulatory expertise and information risk management. His previous positions include Director of Treasury Management and Mortgage Risk at Fifth Third Bancorp and Vice President of Risk Capital Management at GMAC Financial Services LLC (now Ally Financial). In 2010, Lindo completed a two year engagement as Executive Director of PRMIA – The Professional Risk Managers’ International Association, a nonprofit member organization with over 75,000 members in 198 countries. Before that, Lindo held a number of risk management roles in Cargill’s proprietary financial trading group, which today operates as Black River Investments and Carval Investors, and spent his early career as an international banking and credit officer with Lloyds Bank and First National Bank of Chicago (now part of JPMorgan Chase) in the UK, Spain, and Brazil. Lindo is a regular presenter at conferences, author of risk management articles and case studies. He has a B.A. and an M.A. from Oxford University and speaks fluent French, German, Spanish, and Portuguese.